Loan Against Property

Turn Your Property into Cash with Ease with our Loan Against Property

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Calculate EMI

Amount

1 L
50 L

Months

M
12 M
180 M

Interest

%
9 %
24 %

Your EMI (Monthly)

343420

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Unlock the potential of your property with Tiffany Finance Property Loans, serving both personal and business needs. With Tiffany Finance Property Loan, you can manage to do it all including funding your children education, wedding expenses, medical treatment, business requirements or construction/renovation.

Whether you're salaried, self-employed, or a small to medium enterprise, we offer loans against all types of properties. Utilize your most valuable asset for quick and easy loans tailored to your requirements.

Apply today via our website or contact our support team via email, chat, or phone. Experience a hassle-free process with minimal documentation. Reach out for queries or assistance; our team is here to help.

Features & Benefits for Loan Against Property

High LTV : Get up to 60% loan for residential and 70% for commercial properties.
Upto 12 Year Loan Tenure : Enjoy a flexible repayment period spanning upto 12 years.
Insurance Options : Property insurance and credit shield available for added security.
Versatile Loan Options : Explore various options for customization and adjustment according to your needs.
Transparent Process : No hidden fees or charges throughout the loan procedure.
Quick Disbursal : Smooth and timely loan approval with minimal documentation hassle.

Eligibility Criteria for Loan Against Property

We provide Loan Against Property to all the salaried, self-employed individuals and SMEs and there is a customized loan for each category you belong to. There is a product based on your needs and requirements. How much loan amount you can avail, depends upon the valuation of your property. Like, if you are mortgaging your residential property, you can get loan amount of 60% of the property’s value and if you are mortgaging commercial property, you can get loan amount of 70% of the property’s value. Apart from this, loan amount will depend on certain factors like your age, income, nature of work, the documents you can provide, CIBIL score, your repayment history and other obligations.

Criteria Salaried Self-Employed SMEs
Ownership of Property Must be Self-Occupied Must be Self-Occupied Must be Self-Occupied
Age Minimum 21 years - 65
years at the time of loan maturity
Minimum 25 years - 65
years at the time of loan maturity
2 Years Old
CIBIL Score 650+ 650+ Over the last 2 years, financials
of the firm should reflect a steady source of profits
and the statements must be audited and authorised
by a Chartered Accountant.
Nationality Indian and must be a resident of India Indian and must be a resident of India Registered as Indian SME
and must have operations in India.

Documents Required for Loan Against Property

  • Passport
  • Pan Card
  • Voter Identity Card
  • Driving License

  • Passport
  • Electricity Bill
  • Bank Account Statement
  • Telephne Bill
  • Copy of original Sale deed
  • Aadhaar Card
  • Allotment-Possession Letter
  • Driving License
  • NOC from Society

  • Last 6 months Bank Statement(Mandatory)
  • Latest ITR
  • Latest Audited Financial
  • Latest GST Returns

Any Business Registration Proof

  • Shop Act Certificate
  • MSME Act Certificate
  • GST Registration

  • Title Deed
  • Latest Tax Receipt
  • Sanction Plan/Approved Map

Note: This is just an indicative list additional criteria and documents may be required at the time of loan application.

How To Apply

Process of applying for loan against property is easy and fast with us. Some of the ways you can apply for loan are :



Through Website

Apply Now

You can call us on
our customer care number
1800-890-6544

Email us on
customercare@tiffanyfinance.com
and we will get in touch with you.


Through Whatsapp

Apply Now

FAQs

Loan Against Property is a loan which is sanctioned against the property you own. The asset is kept as collateral by the entity who offers the loan. This asset can be a house, owned land or any commercial building. Until full loan amount is repaid, the asset remains with the lender as a security.

If you are mortgaging your residential property, you can get loan amount of 60% of the property's value and if you are mortgaging commercial property, you can get loan amount of 70% of the property's value.

Apart from basic eligibility, factors like your credit history, current obligations, your repayment habits, your employment status, age, source of income and financial stability will be taken into consideration before sanctioning the loan.

You can avail loan against property for purposes like home renovation, wedding, education, expanding your business, medical emergencies, repaying your previous debts, etc. You cannot use this loan amount for speculations or any prohibitive activities.