Business Loan

From Vision to Reality: Our Loan Makes Dreams Come True

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Calculate EMI

Amount

10 K
5 L

Months

M
12 M
48 M

Interest

%
16%
30%

Your EMI (Monthly)

343420

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Our business loan serves as a vital resource for entrepreneurs, whether they're launching a new venture or expanding an existing one. With funding options of up to ₹90 lakhs*, businesses can secure the necessary capital for essential assets, equipment, and facilities.

We provide both secured and unsecured loan options, ensuring flexibility and accessibility for businesses of all sizes and risk profiles. In addition to financing initial investments, our loan covers working capital needs, including inventory management, marketing, hiring, and equipment purchases, facilitating smooth daily operations and short-term growth.

What sets our financing apart is its customization; businesses can tailor their loan according to their specific needs, whether it's through term loans, lines of credit, or equipment financing.

Features & Benefits for Business Loan

Collateral options : Choose between secured and unsecured loans to match your risk tolerance.
Versatile Repayment Periods : Repay over 12 to 60 months for added flexibility.
Loan Amounts : Secure funding up to ₹90 lakhs based on your credit and business profile.
Competitive Interest Rates : Enjoy rates between 16% to 35% to minimize borrowing costs.
Efficient Approval Process : Experience quick approval and streamlined procedures for prompt access to funds.

Eligibility Criteria for Business Loan

Applying for a business loan with us is straightforward and hassle-free. Our eligibility criteria are designed to accommodate a wide range of business needs, ensuring you have access to the financial resources essential for growth and success.Here are the main requirements to qualify for our business loans:

Criteria Details
Nationality & Age Indian, 21-65 years
Eligible Entities Partnerships, Trusts, LLPs, Pvt. Ltd. Companies
Professionals CA, Doctors, Lawyers, Architects, etc.
Non-Professionals Retailers, Manufacturers, Traders, etc.
Credit Score Minimum 650
Annual Turnover Minimum ₹10 lakhs
Business Vintage Minimum 2 years with profits
Repayment Tenure Up to 60 months
Business Experience Minimum 3 years at same location, stable profits last 2 years

Documents Required for Business Loan

  • Passport
  • Pan Card
  • Voter Identity Card
  • Driving License
  • Aadhar Card

  • Passport
  • Electricity Bill
  • Bank Account Statement
  • Telephne Bill
  • Ration Card
  • Aadhaar Card
  • Sale Deed/Property Purchase Agreement (for owned properties)
  • Driving License

  • Last 6 months Bank Statement(Mandatory)
  • Latest ITR
  • Latest Audited Financial
  • Latest GST Returns

  • Qualification Certificate/Certificate of Practice (COP)
  • Shop Act License/ MOA & AOA/ Sales Tax/ Vat registration/ Partnership Deed

  • Title Deed
  • Latest Tax Receipt
  • Sanction Plan/Approved Map

Note: This is just an indicative list additional criteria and documents may be required at the time of loan application.Self-attested copy of relevant documents.

How To Apply

Process of applying for loan against property is easy and fast with us. Some of the ways you can apply for loan are :



Through Website

Apply Now

You can call us on
our customer care number
1800-890-6544

Email us on
customercare@tiffanyfinance.com
and we will get in touch with you.


Through Whatsapp

Apply Now

FAQs

Lenders consider factors such as the creditworthiness of the business, the business's financial stability, cash flow, and the purpose of the loan when assessing eligibility.

Interest rates for business loans can vary based on factors such as the type of loan, loan amount, and the creditworthiness of the borrower. Rates may be fixed or variable.

Business loans can be used for a wide range of purposes, including working capital needs, expansion, buying equipment, inventory purchase and other business-related expenses.

You can apply for any type of loan with the below options: 1. You can directly apply from our website Apply Now Page. 2. You can call us on our customer care number @ 1800-890-6544 3. You can email us on customercare@tiffanyfinance.com and we will get in touch with you. 4. Visit our nearest branch to get support directly from our executives.